A Focus entirely dedicated to Cred.it Società Finanziaria Spa as part of the Credit and Loans report by Gian Marco Giura and in collaboration with Emanuele Elli was published this morning in the economic and financial newspaper 'Milano Finanza'.
Here are some excerpts from the article:
Cred.it Spa financial company has specialized in services for companies and private individuals with a product portfolio that ranges from useful financial solutions to protect landlords in the event of default by tenants up to credit openings, in various technical forms, for various types of commercial activities (for example car review centers, driving schools, consultancy studies, environmental managers), from the assertions of the economic plans for project finance, to cash financing (discount of bills, discount of invoices and so on), up to to microcredit: the Microcredit product was launched recently, that is unsecured loans (from 5 to 25 thousand euros), with a maximum duration of 84 months at a fixed rate, to encourage the development of micro-entrepreneurship.
The company also has solutions to finance the purchase of machinery, plants and capital goods thanks to the agreement signed with Cassa Depositi e Prestiti and the Ministry of Economic Development for the Sabatini credit limit. «In 2017 alone - points out the Vice President Santamaria - between cash loans, unsecured mortgages and Sabatini credit lines, Cred.it Spa has issued 290 credit lines for a total amount of around 32 million euros. In 2018, we expect to double these numbers and develop new products to be put on the market by the end of the year. For example, we are completing the accreditation procedures of Cred.it Spa in various Italian regions, to draw on the supplies necessary to finance businesses in the South of Italy ".
For its activity Cred.it Spa has joined the European Microfinance Network.
«In an economic context such as the current one, characterized by a sharp contraction in funding sources - explains Aurelio Mazziotti, Head of Foreign Affairs of Cred.it Spa - funding activity represents an essential tool for financing the growth and strategic development of companies and to diversify the business activities that allow to achieve economic sustainability independently ».
Among the sectors in which Cred.it Spa has gained more experience there is certainly the energy efficiency of public lighting systems and public buildings, specifically for the E.S.Co (Energy Service Company). «We offer a" turnkey "offer - explains Antonio Santamaria, Vice President of Cred.it Spa - which we can define as unique in the national panorama and which provides dedicated consultancy for proposals for project financing initiatives, certification of the economic plan both in proposal and tender phase, preliminary involvement declaration, direct financing lines dedicated to project finance and, thanks to new insurance partners, also temporary, definitive deposits and guarantees connected to the management of the works, car and ten-year posthumous, Rct, Rco and anything else ».
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